Teresa Ghilarducci is a labor economist and nationally-recognized expert in retirement security. Teresa holds the Bernard L. and Irene Schwartz Chair in economic policy analysis and directs the Schwartz Center for Economic Policy Analysis (SCEPA) that focuses on economic policy research and outreach. She is also Chair of the Department of Economics at The New School’s New School for Social Research.

Her most recent book—When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them—investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor’s Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995.

Ghilarducci is on the executive board member of the Economic Policy Institute, court appointed trustees for the retiree health care trusts for UAW retirees of GM, Ford, and Chrysler and USW retirees of Goodyear Tire. Professor Ghilarducci previously taught economics for 25 years the University of Notre Dame.

By this expert

Easy Money is Dangerous Without Activist Fiscal Policy

Article | Nov 1, 2016

Seven dangers of chronically low interest rates amid austerity and fiscal-policy phobia

Pressures on Pensions

Paper Conference paper | | Apr 2014

Debate about the pension crises has centered on certain questions such as: Are greedy government workers bankrupting states? Arepension-slashing politicians backed by big money saving the day? Or do the budget problems of state and localgovernments have more to do with wasteful corporate subsidies than pensions? What are the real policy solutions to the pressures placed on pensions?”

Featuring this expert

Saving Retirement

Video | Feb 19, 2020

Is America facing a retirement crisis?

America’s Broken Retirement System is a Recipe for Political Chaos

Article | Aug 27, 2018

Expanding, rather than cutting, Social Security is the solution

The Retirement Wealth Inequality Machine

Video | Jul 12, 2017

Professor Ghilarducci describes the roadblocks to securing retirement and retirement plans beyond the 401k.