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We are economists and thinkers from a range of disciplines who challenge conventional wisdom and advance ideas to better serve society.

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We develop research that challenges economic orthodoxy and serves society.

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Commentary, analysis, interviews, and research summaries by INET-affiliated writers.

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Interviews, presentations and video series with provocative economic thinkers, public figures and students.

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Economics and Beyond with Rob Johnson, a podcast featuring interviews with some of the world’s most important thinkers, artists, and activists about the pressing issues of our time. The podcast is also available on all major podcasting platforms, such as Apple, Spotify, Google, and Podbean.

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Through the Young Scholars Initiative (YSI), INET provides support to students, young professionals, or others who embrace new and critical ways of thinking about the economy. YSI fosters conversation among those who wish to engage with new economic thinking and connects young scholars to the Institute’s vast network of economists.

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The Hidden Traps in Auto Loans

Mar 13, 2024

How the dark side of consumer finance prioritizes profit over people.

Interview Featuring

  • Thomas Herndon

    • Associate Professor of Economics, City University of New York, John Jay College

Video

Thomas Herndon uncovers the predatory nature of certain auto loans that are intentionally structured to fail. Highlighting a systemic issue within consumer protection, Herndon reveals how these loans, expecting multiple repossessions, exploit borrowers through excessive fees, ultimately benefiting lenders at the cost of consumer credit and financial stability. His research not only challenges conventional financial practices but also calls for a reevaluation of the underlying economic models and the distribution of power within the financial sector.

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